Accident
This is a voluntary, 100% EMPLOYEE Paid benefit.
You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury and can use the money to help pay out-of-pocket medical costs or everyday expenses.
Benefits |
|
|---|---|
Accidental Death |
|
Employee |
$25,000 |
Spouse |
$12,500 |
Child |
$5,000 |
Dismemberment |
|
ONE Hand, Foot, or Eye |
50% |
BOTH Hands ,Feet, or Eyes |
100% |
Speech or Hearing (both Ears) |
100% |
Thumb or Index Finger - Same Hand |
25% |
Multiple Fingers or Toes - Same Hand/Foot |
25% |
Paralysis |
|
Quadriplegia |
100% |
Paraplegia |
50% |
Initial Care |
|
Emergency Room |
$200 |
Urgent care |
$100 |
Hospitalization |
|
Admission |
$1,000 |
Confinement |
$250/day (up to 1 Year) |
ICU Admission |
$2,000 |
ICU Confinement |
$500/day (up to 15 days) |
Rehabilitation |
$100/day (up to 15 days) |
Surgery |
|
Cranial, Open Abdominal, Thoracic |
Schedule up to $1,250 |
Repair of Tendon, Ligament, Rotator Cuff |
$500 (up to $1,000) |
Exploratory/Arthroscopic |
$400 |
Other Benefits |
|
Appliances (Wheelchairs, Crutches, etc.) |
Covered if deemed necessary |
Burns |
Up to $12,000 |
Childcare |
$20/day (up to 30 days) |
Coma |
$10,000 |
Concussions |
$200 |
Dislocations |
Schedule up to $5,000 |
Emergency Dental Work |
|
Crowns |
$300 |
Extractions |
$75 |
Eye Injury |
$300 |
Fractures |
Schedule up to $6,000 |
Lacerations |
Schedule up to $400 |
Lodging |
$125/day, up to 30 days for companion hotel stay |
Major Diagnostic Exams |
$200 |
Physical Therapy |
$100/day (up to 15 days) |
Prosthetics |
$500 (up to $1,000) |
Transportation |
|
Ambulance |
$200 |
Air Ambulance |
$1,000 |
Plan Highlights |
|
Portability |
Included |
Termination |
Upon employee termination |
Child Eligibility |
Birth to 26 years |
Rates Per Pay Period |
|
|---|---|
Employee Only |
$11.30 |
EE + Spouse |
$18.89 |
EE + Children |
$19.87 |
EE + Family |
$27.46 |
Group Number
542873
Provided By
Guardian
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