Short-Term Disability

This is a voluntary, 100% EMPLOYEE Paid benefit.

Short-Term Disability insurance is “paycheck” protection that pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.

	Benefits
Minimum Weekly Benefit	Flat $25
Benefit Maximum	$1,000 not to exceed 60% of weekly earnings
Waiting Period	Benefits begin on the 8th day for both accident and sickness
Benefit Duration	13 Weeks
Pre-Existing Conditions	3/12 with 2 week limitation
Portability	Included. Portable certificate ends at age 70