Provided By
Mutual of Omaha
Provider Website
Customer Service
Critical Illness
This is a voluntary, 100% EMPLOYEE Paid benefit.
You have the option to purchase critical illness insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.
Plan Highlights |
|
|---|---|
Covered Conditions |
|
Vascular |
First / Second Occurrence |
Heart Attack |
100 % / 100% |
Stroke |
100 % / 100% |
Coronary Artery Disease |
50% / 100% |
Cancer |
|
Invasive Cancer |
100% / 100% |
Cancer in Situ |
50% / 100% |
Benign Brain Tumor |
100% / 100% |
Skin Cancer |
$500 / $500 limited to 1 per year |
Organ Category |
|
Major Organ Failure |
100% / 100% |
End Stage Renal Failure |
100% / None |
Childhood Illnesses |
|
Cerebral Palsy |
100% / None |
Structural Congenital Defects |
100% / 100% |
Type I Diabetes |
100% / None |
Employee |
|
Employee Benefit Level |
$5,000 - $20,000 |
Employee Guarantee Issue |
$20,000 |
Annual Wellness Benefit |
$50 |
Age Reduction Schedule |
50% at age 70 |
Employee Portability |
Included |
Spouse |
|
Spousal Benefit Level |
$1,000 up to 100% of EE amount, |
Spousal Guarantee Issue |
$10,000 |
Spouse Rate Based on Spouse Age or Employee Age? |
Employee |
Dependent Child(ren) |
|
Dependent Guarantee Issue |
All amounts Guaranteed |
Dependent Children Benefit Level |
Up to 25% of EE amount, up to $5,000 |
Rates by Age per $5,000 |
|
|---|---|
<30 |
$0.61 |
30-39 |
$1.01 |
40-49 |
$2.03 |
50-59 |
$4.17 |
60-69 |
$7.27 |
70+ |
$12.45 |
Child Rate per $5,000 |
Child cost included with employee election |
Provided By
Mutual of Omaha
Provider Website
Customer Service